Terms of Service

Last updated: April 13, 2026

1. Acceptance of Terms

By accessing MortgageRateWatch ("the Service"), you agree to these Terms of Service. If you do not agree, please do not use the Service.

2. Service Description

MortgageRateWatch provides mortgage rate comparison information for educational and informational purposes only. We are not a mortgage lender, broker, or financial advisor. The rates displayed are aggregated from public sources and may differ from rates available to individual borrowers.

3. Disclaimer of Financial Advice

Nothing on this site constitutes financial, legal, or mortgage advice. Always consult with a licensed mortgage professional, financial advisor, or attorney before making mortgage decisions. Past rate trends do not guarantee future rates.

4. Accuracy of Information

While we strive for accuracy, mortgage rates change frequently and displayed rates may not reflect current market conditions. We make no warranties regarding the completeness, accuracy, or reliability of rate information.

5. Prohibited Uses

You may not: use automated tools to scrape data from our site, reproduce our content without permission, use the service for commercial data aggregation, or attempt to interfere with site functionality.

6. Limitation of Liability

MortgageRateWatch shall not be liable for any damages arising from use of the service, reliance on rate information, or decisions made based on information provided herein. Maximum liability is limited to $100 USD.

7. Intellectual Property

All content, design, and functionality of MortgageRateWatch is protected by copyright. Rate data sourced from FRED is subject to the Federal Reserve's terms of use.

8. Governing Law

These terms are governed by the laws of the United States. Any disputes shall be resolved in the courts of the United States.

9. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

10. Contact

For terms-related questions: legal@mortgageratewatch.com