Idaho Mortgage Rates
Compare today's mortgage rates in Idaho (ID). Updated 2026-05-05.
National Average — 30-Year Fixed
6.67%
Source: Federal Reserve (FRED) · As of 2026-05-05
Lenders Available in Idaho (12)
30yr: 6.450%15yr: 5.800%ARM: 5.650%
30yr: 6.500%15yr: 5.850%ARM: 5.700%
30yr: 6.550%15yr: 5.900%ARM: 5.800%
30yr: 6.550%15yr: 5.900%ARM: 5.800%
30yr: 6.575%15yr: 5.950%ARM: 5.825%
30yr: 6.690%15yr: 6.075%ARM: 5.950%
30yr: 6.700%15yr: 6.100%ARM: 6.000%
30yr: 6.750%15yr: 6.150%ARM: 6.050%
FAQ: Mortgages in Idaho
What is the average mortgage rate in Idaho?+
The national average 30-year fixed rate is 6.67%. Individual rates in Idaho vary based on credit score, down payment, and loan amount.
How many lenders are available in Idaho?+
12 major lenders offer mortgage products in Idaho, including Navy Federal CU, Freedom Mortgage, PennyMac.
What documents do I need for a mortgage in Idaho?+
Typically you need: proof of income (pay stubs, W-2s), tax returns, bank statements, credit history, and property information. Requirements may vary by lender.