Privacy Policy
Last updated: April 13, 2026
1. Information We Collect
MortgageRateWatch does not require registration or account creation. We may automatically collect: IP address (anonymized), browser type and version, pages viewed and time spent, referring URLs, and general geographic location (country/state level only). We do not collect names, email addresses, Social Security numbers, or any mortgage application information.
2. How We Use Information
We use collected data solely to: improve site performance and user experience, analyze traffic patterns and popular content, detect and prevent fraudulent or abusive activity, and comply with legal obligations. We do not sell, trade, or rent your information to third parties.
3. Cookies
We use essential cookies to maintain site functionality and analytics cookies (via Google Analytics) to understand site usage. You can disable cookies in your browser settings. Disabling cookies may affect site functionality but will not prevent access to rate information.
4. Advertising
We display advertisements through Google AdSense and may display other third-party ads. These ad networks may use cookies to serve relevant ads. For more information about Google's advertising practices, visit Google's Privacy Policy. You can opt out of personalized advertising at google.com/settings/ads.
5. Third-Party Links
Our site links to third-party lender websites and financial information services. We are not responsible for the privacy practices of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
6. Data Security
We implement industry-standard security measures including HTTPS encryption, regular security audits, and access controls. However, no internet transmission is 100% secure.
7. Children's Privacy
MortgageRateWatch is not directed to children under 13. We do not knowingly collect information from children under 13. If you believe a child has provided us with personal information, contact us and we will delete it.
8. Contact Us
For privacy-related questions: privacy@mortgageratewatch.com