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PennyMac
Current mortgage rates and product details
30-Year Fixed
6.525%
APR 6.675%
15-Year Fixed
5.875%
APR 6.025%
5/1 ARM
5.750%
APR 5.900%
FHA Loan
6.100%
APR 6.250%
VA Loan
5.600%
APR 5.750%
vs. National Average
National Average (30yr)
6.740%
PennyMac Difference
-0.215%
Frequently Asked Questions
What is PennyMac's current mortgage rate?+
PennyMac's current 30-year fixed rate is 6.525%, 15-year fixed is 5.875%, and 5/1 ARM is 5.75%. Rates are subject to change and depend on creditworthiness.
How does PennyMac compare to other lenders?+
PennyMac's 30-year fixed rate of 6.525% is 0.215% below the national average of 6.74%. Compare multiple lenders to find your best rate.
What loan types does PennyMac offer?+
PennyMac offers conventional fixed-rate mortgages (30yr, 15yr), adjustable-rate mortgages (ARM), FHA loans, and VA loans.