VA Loan Mortgage Rate
6.470%Current national average · Updated 2026-05-05
What is a VA Loan?
Exclusive benefit for veterans with no down payment required
Pros
- No down payment required
- No private mortgage insurance
- Competitive interest rates
- Easier qualification
Cons
- VA funding fee required
- Only for eligible veterans/military/spouses
- Property requirements apply
Quick Facts
Current Rate
6.470%
Min. Down Payment
0%
Min. Credit Score
580
Best For
Eligible veterans, active-duty service members, and surviving spouses
Top Lenders for VA Loan
| Lender | VA Loan Rate | APR | Action |
|---|---|---|---|
| ⚓Navy Federal CU | 5.500% | 5.650% | Apply |
| 🗽Freedom Mortgage | 5.550% | 5.700% | Apply |
| 🏘PennyMac | 5.600% | 5.750% | Apply |
| 🏡United Wholesale Mortgage | 5.650% | 5.800% | Apply |
| ✨Better Mortgage | 5.650% | 5.800% | Apply |